Home > Annual Financials > INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK Financial Statement Analysis
[BOM: 532388|NSE : IOB]

The Net Interest Income of INDIAN OVERSEAS BANK have increased by 30.78% YoY .
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 23.33 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

INDIAN OVERSEAS BANK Last 5 Annual Financial Results
[BOM: 532388|NSE : IOB]

ConsolidatedMar2023
Mar2022
Mar2021
Mar2003
Mar2002
Interest Earned ₹19,407 Cr₹16,736 Cr₹16,976 Cr₹3,485 Cr₹3,171 Cr
Other Income ₹4,116 Cr₹4,905 Cr₹5,486 Cr₹525 Cr₹536 Cr
Interest Expended ₹11,146 Cr₹10,419 Cr₹11,069 Cr₹2,265 Cr₹2,203 Cr
Operating Expenses ₹6,430 Cr₹5,459 Cr₹5,569 Cr₹949 Cr₹887 Cr
Profit Before Tax ₹2,353 Cr₹1,779 Cr₹767 Cr₹417 Cr₹231 Cr
Profit After Tax ₹2,104 Cr₹1,709 Cr₹758 Cr₹417 Cr₹231 Cr
Consolidated Net Profit ₹2,104 Cr₹1,709 Cr₹758 Cr₹417 Cr₹231 Cr
Earnings Per Share (Rs)₹1.11₹0.90₹0.46₹9.37₹5.19
NIM2.822.272.323.082.86
ROE(%)10.039.909.3631.6123.13
ROCE(%)8.318.529.99168.97207.63
Advances Growth23.4412.93634.9814.6315.78
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 117,308.3 Cr
Revenue (TTM) : ₹ 24,065.7 Cr
Net Profit(TTM) : ₹ 2,665.8 Cr
EPS (TTM) : ₹ 1.4
P/E (TTM) : 44.0

Industry Peers & Returns1W1M1Y
INDIAN OVERSEAS BANK 4.6% 5.1% 148.5%
STATE BANK OF INDIA 0.3% 10.2% 39.5%
PUNJAB NATIONAL BANK 0.3% -2.7% 155.3%
BANK OF BARODA 0.7% 1.3% 40.2%
UNION BANK OF INDIA 5.6% -1.3% 94.7%
CANARA BANK 1.1% -1.9% 86.5%
INDIAN BANK 5.3% 5.6% 83.8%
BANK OF INDIA 1.3% -9.7% 59.8%
UCO BANK 2.9% 0.2% 94.6%


INDIAN OVERSEAS BANK Net Interest Income
[BOM: 532388|NSE : IOB]

Y-o-Y

30.78 %

5 Yr CAGR

70.92 %

Years Net Interest Income % Change
Mar2023 ₹8,261 Cr
30.78
Mar2022 ₹6,316 Cr
6.95
Mar2021 ₹5,906 Cr
384.17
Mar2003 ₹1,220 Cr
26.03
Mar2002 ₹968 Cr -

INDIAN OVERSEAS BANK Net Interest Margin (NIM)
[BOM: 532388|NSE : IOB]

Net Interest Margins
Y-o-Y

24.23 %

5 Yr CAGR

-0.35 %

Years Net Interest Margin% % Change
Mar2023 2.82%
24.23
Mar2022 2.27%
-2.16
Mar2021 2.32%
-24.68
Mar2003 3.08%
7.69
Mar2002 2.86% -

INDIAN OVERSEAS BANK Profit After Tax
[BOM: 532388|NSE : IOB]

Y-o-Y

23.09 %

5 Yr CAGR

73.71 %

Years Profit After Tax % Change
Mar2023 ₹2,104 Cr
23.09
Mar2022 ₹1,709 Cr
125.39
Mar2021 ₹758 Cr
81.87
Mar2003 ₹417 Cr
80.47
Mar2002 ₹231 Cr -

PAT Margins
Y-o-Y

-5.88 %

5 Yr CAGR

1.64 %

Years PAT Margin(%) % Change
Mar2023 25.47 %
-5.88
Mar2022 27.06 %
110.75
Mar2021 12.84 %
-62.43
Mar2003 34.18 %
43.19
Mar2002 23.87 % -

INDIAN OVERSEAS BANK Earnings Per Share (EPS)
[BOM: 532388|NSE : IOB]

Y-o-Y

23.33 %

5 Yr CAGR

-32.00 %

Years EPS % Change
Mar2023 ₹1.11
23.33
Mar2022 ₹0.90
95.65
Mar2021 ₹0.46
-95.09
Mar2003 ₹9.37
80.54
Mar2002 ₹5.19 -

INDIAN OVERSEAS BANK Return on Capital Employed (ROCE)
[BOM: 532388|NSE : IOB]

Y-o-Y

-2.46 %

5 Yr CAGR

-55.27 %

Years ROCE % Change
Mar2023 8.31%
-2.46
Mar2022 8.52%
-14.71
Mar2021 9.99%
-94.09
Mar2003 168.97%
-18.62
Mar2002 207.63% -

INDIAN OVERSEAS BANK Share Price vs Sensex

Current Share Price : ₹62.1
Current MarketCap: ₹ 117,308.3 Cr
Updated EOD on :May 17,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
INDIAN OVERSEAS BANK

4.6%

5.1%

148.5%

SENSEX

1.7%

0.7%

19.2%

INDIAN OVERSEAS BANK related INDICES

BSE Indices1W1M1Y
S&P BSE PSU 4.8% 7.5% 98.3%
S&P BSE 150 MIDCAP 4.7% 6.1% 57.6%
S&P BSE 400 MIDSMALLCAP 4.6% 5.6% 57.8%
S&P BSE MIDSMALLCAP 4.6% 5.8% 62%
S&P BSE MID CAP 4.4% 6.3% 63.5%
NSE Indices1W1M1Y
NIFTY FREE SMALL 100 4.7% 4.1% 72%
NIFTY SMALLCAP250 4.6% 4.7% 64.5%
NIFTY MID SMALL400 4.5% 5.1% 60.1%
NIFTY500 MULTICAP 50:25:25 3.5% 3.6% 44.5%
NIFTY 500 2.9% 2.9% 36.1%

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FAQ about INDIAN OVERSEAS BANK Financials


How the annual revenues of INDIAN OVERSEAS BANK have changed ?

The Net Interest Income of INDIAN OVERSEAS BANK have increased by 30.78% YoY .

How the Earnings per Share (EPS) of INDIAN OVERSEAS BANK have changed?

The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 23.33 % YoY .